Directory
The Man Behind the Mandate
ARIF ESA

CEO • Investor • Adviser
A Life in Motion
A journey shaped by entrepreneurship, business, leadership, and institutional investment.
Arif Esa is a cross-border finance and investment leader whose career spans more than two decades across business development, financial structuring, governance, and complex multi-stakeholder environments.
Ottawa, Canada
Every business.
Every decision.
Every destination.
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Arif Esa, Today
Arif Esa serves as founder, chairman, CEO, or board director across a portfolio of enterprises spanning digital banking, investment holding, instant payments, and fintech ventures.
CABEX Group
Leads the group's global operations, government mandates, and neo-banking expansion across North America and Southeast Asia.
EVOLET Malaysia
Oversees the strategic integration of EVOLET into the CABEX Group ecosystem following the 2026 Southeast Asia acquisition.
ESABER Invest Holding
MoroccoInvestment and asset management platform anchoring Arif's MENA investment strategy and cross-border capital deployment.
moneyIN Global
Instant-payment platform targeting underserved communities with accessible, low-cost cross-border remittance solutions.
Angel Investment Portfolio
Recognition & Authorship (2024 - 2025)
FinTech Development Company of the Year
Corporate LiveWire Global Awards 2024/25
Recognised for making financial services accessible to underserved communities.
Dual FinTech Awards, MEA
Arif Esa and moneyIN received major company and individual awards.
Published Author
Published Blockchain and Decentralised Finance: Revolutionising Global Currency Remittance.
Canada's Most Visionary Business Leader
Global Publicist 24
Recognised for work in inclusive digital banking, cross-border payments, USSD access for feature-phone users, and financial literacy education.